Chief Minister Universal Life Insurance Scheme 2024: Registration, Benefits

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Today we will tell you here about the Chief Minister Universal Life Insurance Scheme 2024 registration, benefits, eligibility, login. The Government of Nagaland has launched the Chief Minister Universal Life Insurance Scheme (CMHIS), a pioneering social security initiative. The Chief Minister Universal Life Insurance Scheme (CMHIS) has been designed to align with the government’s vision of inclusive growth and social equity. By providing a safety net to vulnerable families, this scheme aims to reduce poverty, promote economic empowerment, and accelerate the state’s progress toward comprehensive social security coverage. This scheme offers affordable life insurance coverage to all citizens, providing financial protection to families in the event of untimely demise.

Chief Minister Universal Life Insurance Scheme
Chief Minister Universal Life Insurance Scheme

What is Chief Minister Universal Life Insurance Scheme?

This scheme offers comprehensive coverage for life insurance, ensuring that families receive a sum assured in case of untimely demise. The CMULIS covers various benefits, including a sum assured, accidental death benefit, and disability benefit. By providing a financial safety net, this scheme aims to reduce poverty and promote economic empowerment among vulnerable families. The initiative aligns with the state’s vision of achieving sustainable development goals, ensuring a secure and prosperous future for all citizens.”

Name of the SchemeChief Minister Universal Life Insurance Scheme 2024
Launched ByThe Chief Minister of Nagaland Mr. Neiphiu Rio
Launch Date15th August 2024
StateNagaland
Year2024
Official Websitecmhis.nagaland.gov.in

Objective of What is Chief Minister Universal Life Insurance Scheme?

The primary objective of the Chief Minister Universal Life Insurance Scheme is to provide affordable life insurance coverage to all citizens, particularly those from economically weaker sections. The scheme seeks to:

  1. Provide financial security: Ensure that families have a financial safety net in case of unforeseen events.
  2. Promote inclusivity: Make life insurance accessible to all, regardless of income or social status.
  3. Reduce poverty: Help reduce poverty by providing a financial cushion to vulnerable families.

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Important Documents

To avail the benefits under the scheme, candidates should have the following documents:

  • Aadhaar Card
  • Nagaland Domicile Certificate
  • Pensioner ID or Employee ID
  • PAN Card
  • Self-Declaration
  • Bank Passbook
  • Mobile Number

Key Features:

  1. Universal coverage: The scheme offers coverage to all citizens, without any restrictions.
  2. Affordable premiums: Premiums are highly subsidized, making it affordable for all.
  3. Flexibility: Policyholders can choose from various coverage options and premium payment modes.
  4. Government support: The government contributes to the premium payments, making it even more affordable.
  5. Easy enrollment: Simple and hassle-free enrollment process.

Benefits:

  1. Life insurance coverage: Receive a sum assured in case of untimely demise.
  2. Accidental death benefit: Additional coverage in case of accidental death.
  3. Disability benefit: Receive a portion of the sum assured in case of permanent disability.
  4. Tax benefits: Premium payments are eligible for tax deductions.

Eligibility:

  1. Age: 18-60 years old.
  2. Residency: Must be a resident of India.
  3. Income: No income restrictions.

How to Chief Minister Universal Life Insurance Scheme 2024 Registration?

  • First of all you have to visit the official website of CMHIS.
CMHIS Portal
  • Those who have CMHIS card, need to select “CMHIS Card ID” option under Select Type.
  • Now you need to enter your card ID and click on “Check PMJAY ID” button to verify eligibility.

Important Dates

  • Launch Date: The Chief Minister Universal Life Insurance Scheme (CMULIS) was launched on 15th August 2024, coinciding with the 78th Independence Day.
  • Last Date of Registration: 15th September 2024
  • Enrollment Period: 15th August 2024 to 15th September 2024

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